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The Loyal Customer - October 2009

Christmas is hurling toward us and budgets are about to be smashed. As the world creeps out of recession, the retail market is pushing the buyer to spend more money, RIGHT NOW. Here are tips to stay within your budget without giving up gift giving this Christmas.

#1 Set your limits early. Many people wait too long to set their Christmas budgets. By the time the budgets are in place, there is no time to save. The earlier you start putting money aside for the gift budget, the easier sticking to that budget will be


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